What Should You Do If You Receive a Final Notice of Intent to Levy?
The IRS’ Final Notice of Intent to Levy is one of the most serious tax notices you can get. This letter, officially known as Notice LT11 or Letter 1058, lets … Read more
The focus of our firm is helping individuals and business owners deal with IRS problems like a large tax debt bill, accumulated penalties and interest, or liens, levies and garnished wages. In this category of our blog, we have written various articles about these sorts of IRS tax problems and how to address them.
IRS Problems
What Happens to an IRS Lien if You Sell Your Home?
Selling a home with an IRS lien can be challenging, but it is possible with proper planning. A federal tax lien attached to your property means that the IRS has … Read more
Does the IRS Notify You Before Filing a Federal Tax Lien?
Many taxpayers worry that the IRS might file a federal tax lien without warning. The good news is that the IRS does notify you before filing a lien. In fact, … Read more
Can Bankruptcy Stop an IRS Levy?
If you are wondering whether bankruptcy can stop an IRS levy, the answer is: in many cases, yes. When you file for bankruptcy, an automatic stay goes into effect. This … Read more
Does Bankruptcy Stop IRS Refund Offsets?
Many people who owe the IRS hope that bankruptcy will give them a fresh start. Bankruptcy can stop most collection actions, like wage garnishments or bank levies. But one common … Read more
How Much Do You Need to Owe to Qualify for an IRS Online Payment Plan?
When you have tax debt but can’t pay your balance in full right away, the IRS offers installment agreements or more commonly called payment plans to help spread out what … Read more
Can I Change or Manage My IRS Installment Agreement Payment Plan?
An IRS installment agreement can make paying your tax debt less overwhelming by breaking it into monthly payments. But what happens if your financial situation changes after you’ve set it … Read more
Does Owing the IRS Affect Your Credit Score?
If you’ve fallen behind on your taxes, you may wonder whether that unpaid balance could harm your credit. After all, most types of debt can show up on your credit … Read more
Payroll Tax vs. Income Tax: What You Need to Know
Both payroll tax and income tax are essential parts of how the IRS collects revenue, but they work in very different ways. Knowing how each one functions and who is … Read more
Can a Business Qualify for Currently Not Collectible (CNC) Status Due to Payroll Tax Debt?
When a business can’t pay its tax debt, one possible relief option is Currently Not Collectible (CNC) status. This temporary protection stops the IRS from enforcing collections, like levies or … Read more
Can I Stop My Tax Refunds From Being Applied to My Debt?
If you’re behind on your taxes, you may already know that the IRS has the power to collect what you owe in different ways. One of the most common surprises … Read more
Can I Combine Multiple Tax Debts into One Installment Agreement?
If you owe the IRS for more than one tax year, you might feel overwhelmed trying to manage different balances. The good news is that the IRS usually allows taxpayers … Read more
What Happens if I Default or Can’t Pay My Installment Agreement?
Setting up an IRS installment agreement can be a huge relief. It breaks your tax debt into manageable monthly payments and protects you from immediate collection actions. But what if … Read more
IRS Wage Garnishments as a Continuous Levy: What Taxpayers Should Know
Falling behind on your taxes can be overwhelming, especially once the IRS gets involved. One of the toughest collection actions they use is wage garnishment, where part of your paycheck … Read more
IRS Bank Levies: One-Time Seizures That Can Repeat
When taxpayers fall behind on their IRS debts, one of the harshest collection tools the agency can use is a bank levy. Many people assume that once the IRS levies … Read more
Can I Appeal a Levy Once It Has Been Enforced?
One of the most urgent questions taxpayers ask when the IRS begins taking their assets is, “Can I negotiate with the IRS once they start a levy?” Whether the levy … Read more
What Happens to Interest and Ongoing Penalties When You Apply for Abatement?
When you secure penalty relief from the IRS, whether through First-Time Abatement (FTA) or a reasonable-cause waiver, it’s important to understand exactly what you’ve removed and what remains on your … Read more
How to Qualify for IRS First-Time Penalty Abatement and Waive Your Penalties
When life throws unexpected challenges your way, such as health issues, natural disasters or simple oversight, it’s easy to miss an IRS deadline and incur penalties. Thankfully, the IRS offers … Read more
Will the IRS Take Your Tax Refund for Unreported Income?
If you’ve ever filed your taxes expecting a refund, only to get a notice saying the IRS kept it, you’re not alone. One common reason this happens is because of … Read more
Can the IRS Seize Joint Bank Accounts?
If you share a bank account with someone who has IRS tax debt, you might be wondering: Can the IRS take money from a joint account, even if I don’t … Read more
Steven N. Klitzner, P.A. is a tax attorney based in Miami, Florida. He has been practicing tax law for over 40 years, and currently holds a 10.0 rating by Avvo. Mr. Klitzner was appointed to the IRS Service Advisory Council in 2021 and is... 
