Can I Appeal a Levy from the IRS?

Yes, you can appeal an IRS levy. One of the IRS’s most powerful collection tools, a levy, allows the IRS to seize property, garnish wages, or withdraw funds from your bank account to satisfy back taxes. Because this action can be severe, the IRS is legally required to inform you of your right to appeal when it issues a “Notice of Intent to Levy” or “Final Notice of Intent to Levy.”

As taxpayer, you have a number of different rights when it comes to liens and levies assessed by the IRS. One of these is that you have the right to appeal an IRS levy or lien.

If you receive such a notice, you typically have a limited window to request a hearing. During this hearing—often referred to as a Collection Due Process (CDP) hearing—you can challenge the levy or propose an alternative arrangement, such as a payment plan. If you miss the CDP deadline or disagree with a specific collection action, you may still be able to use the Collection Appeals Program (CAP). In both cases, the levy may be paused or modified while your appeal is considered.

Final Thoughts

The idea of an IRS levy can feel overwhelming but it’s important to remember you have rights and options. Requesting a hearing—either through a Collection Due Process procedure or the Collection Appeals Program—can buy you valuable time and potentially lead to a more manageable resolution of your tax debt.

If you’re unsure how to proceed, consider consulting with a tax professional or attorney. Having an expert advocate on your side can help ensure your appeal is handled properly and that you’re in the best position to protect your property and financial future.