Can I Stop My Tax Refunds From Being Applied to My Debt?
If you’re behind on your taxes, you may already know that the IRS has the power to collect what you owe in different ways. One of the most common surprises … Read more
Can I Combine Multiple Tax Debts into One Installment Agreement?
If you owe the IRS for more than one tax year, you might feel overwhelmed trying to manage different balances. The good news is that the IRS usually allows taxpayers … Read more
What Happens if I Default or Can’t Pay My Installment Agreement?
Setting up an IRS installment agreement can be a huge relief. It breaks your tax debt into manageable monthly payments and protects you from immediate collection actions. But what if … Read more
IRS Wage Garnishments as a Continuous Levy: What Taxpayers Should Know
Falling behind on your taxes can be overwhelming, especially once the IRS gets involved. One of the toughest collection actions they use is wage garnishment, where part of your paycheck … Read more
IRS Bank Levies: One-Time Seizures That Can Repeat
When taxpayers fall behind on their IRS debts, one of the harshest collection tools the agency can use is a bank levy. Many people assume that once the IRS levies … Read more
Do Collection Efforts Stop When You Submit an Offer in Compromise?
If you are facing IRS collection actions, the idea of settling through an Offer in Compromise (OIC) may sound like a relief. One of the biggest questions taxpayers ask is … Read more
What Forms Do I Need to File for an Offer in Compromise?
Applying for an Offer in Compromise (OIC) with the IRS can seem like an overwhelming task, especially if you are not sure what paperwork is required. Filing the right forms … Read more
What Are the Grounds for Requesting an Offer in Compromise?
An Offer in Compromise (OIC) is one of the main ways taxpayers can settle their IRS debt for less than the full balance. It gives struggling taxpayers the chance to … Read more
What Is Reasonable Collection Potential in an IRS OIC?
If you are considering an Offer in Compromise, you’ll likely come across the term Reasonable Collection Potential (RCP). This is simply the IRS’ way of figuring out how much money … Read more
Settle Your Tax Debt for Less with IRS Form 656
Owing back taxes can feel overwhelming, especially when the balance seems too large to ever pay off. Many people in this situation start to wonder if they will be stuck … Read more
Can I Appeal a Levy Once It Has Been Enforced?
One of the most urgent questions taxpayers ask when the IRS begins taking their assets is, “Can I negotiate with the IRS once they start a levy?” Whether the levy … Read more
What Happens to Interest and Ongoing Penalties When You Apply for Abatement?
When you secure penalty relief from the IRS, whether through First-Time Abatement (FTA) or a reasonable-cause waiver, it’s important to understand exactly what you’ve removed and what remains on your … Read more
How to Qualify for IRS First-Time Penalty Abatement and Waive Your Penalties
When life throws unexpected challenges your way, such as health issues, natural disasters or simple oversight, it’s easy to miss an IRS deadline and incur penalties. Thankfully, the IRS offers … Read more
How to Respond to an IRS CP2000 Notice
Receiving a CP2000 notice can feel alarming, but it does not mean you are under audit or automatically owe money. A CP2000 is a proposal for changes based on information … Read more
Understanding IRS Notice CP2000
An IRS CP2000 notice is a notice of proposed changes sent by the IRS when the income, credits, or payments you reported on your tax return do not match corresponding … Read more
IRS Notice CP49: Why the IRS Took Your Refund to Pay a Debt
For many taxpayers, getting a tax refund may be one of the few bright spots during tax season. That’s why it can feel like a punch to the gut when … Read more
Will the IRS Take Your Tax Refund for Unreported Income?
If you’ve ever filed your taxes expecting a refund, only to get a notice saying the IRS kept it, you’re not alone. One common reason this happens is because of … Read more
What Happens If You Understate Your Income on a Tax Return?
Understating your income on a tax return, whether by mistake or intentionally, is a serious issue in the eyes of the IRS. When income goes unreported, the IRS sees it … Read more
Can the IRS Take Your 401(k) to Pay Back Taxes?
If you’re struggling with tax debt, you might be worried about whether the IRS can touch your retirement savings. Specifically, many taxpayers ask: can the IRS take your 401(k) to … Read more
Which IRS Letters Are Sent by the Automated Collection System (ACS)?
When you owe the IRS and ignore their letters, they won’t just go away. In fact, the notices will keep coming, and they’ll get more serious over time. Many of … Read more
Steven N. Klitzner, P.A. is a tax attorney based in Miami, Florida. He has been practicing tax law for over 40 years, and currently holds a 10.0 rating by Avvo. Mr. Klitzner was appointed to the IRS Service Advisory Council in 2021 and is... 
